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"We owe it to those who will retire after the turn of the century to be given sufficient advance notice to make what alterations in retirement planning may be required. The longer we wait to make what are surely inevitable adjustments, the more difficult they will become."
-Alan Greenspan, Chairman, Federal Reserve Board

The average American today cannot expect to retire on Social Security alone. This is the point Allen Greenspan was trying to promote in his address to the country. Instead Americans must look for alternative solutions when planning their retirement. The 401k plan is the option most employees are choosing when it comes to saving for their retirement. In fact, according to the PCSA (Profit Sharing/ 401k Council of America), Americans have more than 1.5 trillion dollars invested in 401k plans.


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