Individual Retirement Accounts (IRAs)
IRAs provide needed retirement savings for individuals whose employers do not offer a retirement plan. Today, IRAs are more important than ever, because the obstacles that stand between you and your retirement have never been greater. Social Security does not provide the necessary amount of income for retirement. This is partly due to increased life expectancy, as well as more Americans taking forced and unforced early retirement. In fact, Americans may find they spend as many years in retirement as they did in the workforce.
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