Individual Retirement Accounts (IRAs)

IRA's | Eligibility | IRA Types | Traditional vs. Roth | Free Analysis

401k plans are a clear advantage over traditional retirement programs and pension plans. However, 401k's and other funds require the cooperation and administration of an employer. If you are self-employed or simply do not have an employer that provides membership in these programs, you should learn more about Individual Retirement Accounts (IRA). IRA's are similar to 401k's in most respects, and for the same reasons as 401k plans (Social Security, lower levels of saving, longer time spent in retirement), they are more important than ever.

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